How To Acquire an Adult Merchant Account

Payment Processing for Adult Business

The adult entertainment industry is definitely controversial, however, it is growing and quickly turning into a highly profitable industry. Thus, it is no wonder that merchants are taking a big interest in this controversial sector, hoping to establish a profitable business in this quite a lucrative market.

And with the help of the internet, everything is more convenient and easier. Today, users can now pay for adult website via credit cards.

The problem is that the adult entertainment industry falls under the high-risk category due to its higher rates of disputes and chargebacks. This causes most banks to stay away from investing in business offering adult services and products including strip clubs, dating businesses, and websites selling adult toys and novelties.

Most well-known and large banks in the world do not allow processors to underwrite for an adult business. This is why adult merchants need to start looking for options that allow them to get approved for a merchant account and start processing credit cards.

But what about PayPal and other payment gateways?

Well, these don’t do any underwritings unless you start accepting credit cards. Sooner or later, they will notify you that they cannot work with adult merchants. Then your funds will be frozen for months.

This is where a reputable high-risk merchant account providers come to help. With a secure and reliable payment processor that specializes in high-risk businesses, you can start an adult merchant account without any problems.

However, you will need to prove and convince them that you are operating legally.

iPayTotal: Your Reputable Provider of Adult Merchant Accounts

When in need of obtaining an adult merchant account, why not turn to iPayTotal?

iPayTotal is a reputable payment processor and a business funding provider that offers affordable and comprehensive adult merchant accounts.

We specialize in high-risk merchant accounts and already helped thousands, if not hundreds, of hard-to-approve businesses and allows high-risk businesses in the adult entertainment industry to obtain an adult merchant account.

With iPayTotal, you can rest assured that you get only the best payment processing solution tailored to your business requirements and needs.

In addition, iPayTotal offers payment solutions to all kinds of businesses that do not engage in illegal activities. You will get your high-risk merchant account approved in just about 24 hours. After that, you can start processing credit cards and earn profits!

iPayTotal works with various adult businesses including:

  • Escort Services
  • Adult Massage businesses
  • Online Adult Clothing and Lingerie Shops
  • Strip Clubs
  • Adult Website Membership
  • Adult bookstores
  • Adult toys and novelties shop

Our application requirements include:

  • Secure and working websites
  • Less than 2 percent chargebacks
  • EIN or SSN
  • 3 months of your most recent processing statement (if applicable)
  • 3 months of your most recent bank statement
  • Pre-printed voided check or a bank letter
  • A government-issued ID

You will not be required to pay any application fees. In addition, no MasterCard or VISA will be needed. You will enjoy the most affordable and competitive rates in the industry.

Fighting Chargebacks

The ability to fight chargeback is crucial to maintain your adult merchant account. Fortunately, iPayTotal has established reliable management tools and prevention systems for fighting chargeback and lowers your chargeback rate for up to 75 percent.

What are you waiting for?

As you can see, there is nothing hard about an adult merchant account as long as you work with the right processor. You can sign up for iPayTotal’s high-risk adult merchant account today and start accepting payments tomorrow.

Our application process takes a few minutes so you do not have to waste your precious time. We offer a full option of payment processing solutions including tangible and virtual terminals. Just submit your banking information and identification. Easy and quick application is totally guaranteed!

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